Disclaimers - Sid Financial Services

Legal & Compliance · Sid Financial Services

Disclaimers

Important disclosures regarding our role, registrations, risk factors, and limitations of liability across all services offered by Sid Financial Services — operated by M. Sindhugandhimathi.

📅 Last updated: May 2026 🏛️ Governed by: SEBI · AMFI · IRDAI · Laws of India
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Section 1

Mutual Fund Distribution

⚠️ "Mutual Fund investments are subject to market risks. Read all scheme related documents carefully."

The information and data contained on this website are for general informational purposes only and do not constitute investment advice or a personal recommendation to buy or sell any security or mutual fund scheme.

Distributor Details
Distribution BrandSid Financial Services
Distributor NameM. Sindhugandhimathi
RegulatorAssociation of Mutual Funds in India (AMFI)
ARN NumberARN-163820
EUINE311125
💡 I receive commissions from Asset Management Companies (AMCs) for the distribution of their mutual fund schemes. This does not affect the objectivity of our recommendations.

Risk Disclosures

Past performance of any scheme is not an indicator of future returns. The Net Asset Value (NAV) of schemes may go up or down depending on factors and forces affecting the securities market.

While we have taken due care to ensure the accuracy of the information, we shall not be responsible for any investment decisions taken on the basis of the same. Investors are advised to consult their own financial advisor before making any investment decisions.

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Section 2

Equity & Commodity Broking

🔵 "Investments in the securities market are subject to market risks. Please read all the related documents carefully before investing."

We are engaged in the business of referring clients to the stock broker and providing client support services. All accounts are opened directly with Stock Broker, and all investments, transactions, and holdings are managed by the stockbroker.

Risk Disclosure

The value of investments may fall as well as rise, and investors may not get back the amount invested. Trading in derivatives (Futures and Options) involves a high degree of risk and may not be suitable for all investors.

No Guaranteed Returns

We do not offer any schemes promising guaranteed or assured returns. We do not provide any form of investment advice, portfolio management services, or tax advisory. The content on this website is for informational purposes only and should not be construed as a recommendation to buy or sell any security.

Limitation of Liability

Sid Financial Services and M. Sindhugandhimathi shall not be liable for any losses incurred by clients on account of investments made in the securities market.
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Section 3

Insurance Distribution

⚠️ "Insurance is the subject matter of solicitation."

Identity and Role

PoSP Details
PoSP NameM. Sindhugandhimathi
PoSP Certificate No.DP508174
Registered AddressF104, Martins Nandhavanam Apartments, Saravanampatti–Thudiyalur Road, Vellakinar Post, Coimbatore – 641029

Sponsoring Entity

M. Sindhugandhimathi is engaged by and represents Turtlemint Insurance Broking Services Pvt Ltd (formerly known as Invictus Insurance Broking Services Pvt Ltd) to solicit and market insurance products.

Sponsoring Entity Details
Entity NameTurtlemint Insurance Broking Services Pvt Ltd
IRDAI Registration No.487 (Insurance Broker – Direct)
Registered AddressThe ORB – Sahar, 4th Floor, A Wing, Marol, Andheri (East), Mumbai – 400099, Maharashtra

Scope of Services

As a PoSP, M. Sindhugandhimathi is authorised to solicit and market only specific, simple, pre-underwritten insurance products (Life, General, and Health) as approved under the IRDAI (Point of Sales Person) Guidelines. The role is to provide information about these products and assist in the sales process. The insurance policy is a contract directly between you and the insurance company.

Remuneration

A commission is received from the sponsoring entity, Turtlemint Insurance Broking Services Pvt Ltd, for the insurance policies sold.

Grievance Redressal

For service-related issues or complaints: Please first contact the Grievance Redressal Officer of the respective insurance company. Contact details are available on the policy document or the insurer's website.