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SIP, SWP, lumpsum, FD, RD, EMI, PPF, income tax, capital gains, retirement, emergency fund, term insurance, bond yield — all in one place. Drag the sliders and see results instantly.
Mutual fund calculator
SIP Calculator — Estimate Your Mutual Fund Returns
A Systematic Investment Plan (SIP) lets you invest a fixed amount every month in mutual funds, harnessing the power of compounding. Enable the annual step-up feature to see how increasing your SIP each year accelerates wealth creation in India. Ideal for equity funds, ELSS, hybrid funds, and index funds.
Withdrawal planning
SWP Calculator — Systematic Withdrawal Plan
A Systematic Withdrawal Plan (SWP) lets you withdraw a fixed amount from your mutual fund corpus every month while the remaining balance continues to earn returns. Unlike FD interest (fully taxable), SWP from equity funds is largely tax-efficient. Find out how long your corpus lasts — and what monthly withdrawal is sustainable without depleting your savings.
One-time investment
Lumpsum Calculator — One-Time Mutual Fund Returns
Invest a one-time amount and watch compounding do the heavy lifting. This lumpsum calculator estimates your maturity value at a given CAGR over any horizon — ideal for evaluating windfalls, bonuses, EPF transfers, or any one-time investments in India. Compare with SIP returns to decide the right strategy for your situation.
Tax-free savings
PPF Calculator — Public Provident Fund Maturity Estimator
The Public Provident Fund (PPF) is India's safest long-term savings scheme — government-backed, with 100% tax-free maturity (EEE status). Current PPF interest rate: 7.1% p.a. (compounded annually). You can invest up to ₹1.5 lakh per year and claim deduction under Section 80C. Lock-in is 15 years, with partial withdrawal allowed from year 7.
PPF matures at 15 yrs, extendable in 5-year blocks
Guaranteed returns
Fixed Deposit Calculator — FD Maturity & Interest Estimator
Calculate the exact maturity amount of your Fixed Deposit with customisable compounding frequency — monthly, quarterly, half-yearly, or yearly. The effective annual yield (EAY) shows your true annualised return after compounding. Compare FD rates across banks and NBFCs in India to maximise your guaranteed returns.
Monthly savings
Recurring Deposit Calculator — RD Maturity Amount Estimator
A Recurring Deposit (RD) is the disciplined way to save — you deposit a fixed amount every month and earn compound interest guaranteed by the bank. This RD calculator uses the standard Indian bank formula with quarterly compounding. Compare RD rates across SBI, HDFC, ICICI, Axis, and small finance banks to get the best risk-free return.
Loan planning
Loan EMI Calculator — Home, Car & Personal Loan EMI
Calculate your monthly EMI on a home loan, personal loan, or car loan and see the full interest cost over the tenure. Add voluntary prepayments to discover how much total interest you save and how many years earlier you can close your loan. Applies to loans from SBI, HDFC, ICICI, and all major Indian banks and NBFCs.
Tax planning · FY 2025-26
Income Tax Calculator — Old vs New Regime Comparison
Compare your income tax liability under the Old Tax Regime (with deductions like 80C, HRA, standard deduction) vs the New Tax Regime (FY 2025-26: incomes up to ₹12 lakh effectively tax-free after ₹60,000 rebate under Section 87A). Enter your gross salary and key deductions to instantly see which regime saves you more tax.
Tax planning · FY 2025-26
Capital Gains Tax Calculator — Equity, Debt & Mutual Funds
Calculate your capital gains tax on equity shares, equity mutual funds, and debt mutual funds as per India's FY 2025-26 tax rules. Equity LTCG (held over 1 year) is taxed at 12.5% on gains above ₹1.25 lakh per year. STCG (held under 1 year) is taxed at 20%. Debt mutual funds (post April 2023) are taxed at your income slab rate.
Goal-based investing
Financial Goals Calculator — Monthly SIP for Any Goal
Whether it's your child's education, a home down payment, or a dream vacation — this financial goals calculator tells you exactly how much to invest monthly via SIP. It accounts for inflation so your target is expressed in future rupees, giving you a realistic and accurate monthly savings target. Works for any financial goal in India.
Retirement planning
Retirement Corpus Calculator — How Much Do You Need to Retire?
Retirement planning in India requires careful estimation of how much corpus you need, given rising inflation and increasing life expectancy. This calculator accounts for your current expenses, expected inflation, investment return, and post-retirement years to give you a realistic corpus target and the monthly SIP you need to start today.
Financial safety net
Emergency Fund Calculator — How Much Should You Save?
An emergency fund is the foundation of any sound financial plan — it covers 3 to 6 months of essential expenses in case of job loss, a medical emergency, or any unexpected event. Find your ideal emergency fund size, track your progress, and see how long it will take to fully build it at your current savings rate. Best instruments: liquid mutual funds or short-term FDs.
Protection planning
Term Insurance Requirement Calculator — How Much Life Cover Do You Need?
Term insurance is the most affordable way to protect your family's financial future. This calculator gives a personalised life cover recommendation based on your income, outstanding liabilities, children's education needs, and existing assets — so your family can maintain their lifestyle even in your absence. Pure term plans in India typically cost ₹600–₹1,500/month for ₹1 crore cover for a 30-year-old non-smoker.
Fixed income
Bond Yield Calculator — YTM, Current Yield & Real Return
Bonds offer predictable income through regular coupon payments and potential capital appreciation when bought at a discount. This bond yield calculator computes the current yield, yield to maturity (YTM), and the real inflation-adjusted yield — giving you a complete picture before investing in government securities (G-Secs), RBI bonds, or corporate bonds in India.
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